FDL is a lead institution in credit service provision in Nicaragua’s rural sector and has an important presence in the urban sector as well, tending owners of micro and small businesses, mainly women.

FDL’s portfolio is over U$ 56 million dollars placed with more than 58,000 clients, 56% of whom are women, and 45% of the credits are agricultural. We have 37 offices distributed throughout the country.

Our objective is to offer financial products that contribute to national development by capitalizing mainly rural families. To this end we offer not only credit but also non-financial services consisting of technical assistance and training through the Nitlapán Research and Development Institute of the Central American University (UCA). These services permit small rural businesspeople to improve their productive skills, which helps them insert better into the market, increasing their income.

FDL is a leader in providing financial services, principally in the rural sector. To that end it has developed individual and joint liability group methodologies, as well as providing non-financial services such as training and technical assistance.

Its experience in Rural Credit is internationally recognized. Each year FDL officials are invited to share their experiences in other institutions of the continent through participation in forums, consultancies and advice on creating products in accord with this sector.