Fondo de Desarrollo Local

The Fondo de Desarrollo Local (FDL), or ‘Local Development Fund’, is the lead provider of micro-financial services to the Nicaraguan rural sector. We also have an important presence in the urban sector, serving micro and small businesses. The majority of our clients are women.

The FDL’s network comprises of 37 offices located throughout Nicaragua with a portfolio of over US$ 65 million dolars, and over 60 million clients.

For 20 years the FDL has been offering credit and complimentary services to assist and support development.

How to find us?

The FDL has a network of 37 offices throughout Nicaragua. You can find out where our offices are by clicking this link.

Who are our clients?

The FDL offers products and services to individuals and groups in many sectors. Click here to see some examples of our clients and their testimonies.

Financial Data


Financial data until January 2014:

  • Assets: 76,855.50 (US$000)
  • Portfolio: 63,010.08 (US$000)
  • Capital Wealth: 18,918.74 (US$000)
  • Clients: 57,113

Interested in the FDL?

Information about us can be found in the ‘About‘ and ‘Reports‘ sections. We are also invite people to visit our institution and branches, and provide work experience to students. In the Interest in our institution section you can find more information on how to get in contact with us.

Apply for a Loan

If you would like to apply for a loan you can fill out our online form and we will get in contact. Alternatively, you could visit us in person at one of our branches.

Job Oppotunities?

We are always looking for individuals with talent, career ambition, and a high standard of ethics to work with us. If you are interested in applying for a job please fill out the online form and we will get in contact.